Why You Shouldn’t Chase the Best-Performing Mutual Fund Every Year

Typically, when we begin our investing journey, most of us probably go online and search for something like “best mutual funds for long-term investment,” “best mutual funds for SIP,” or “best-performing mutual funds in India.” It is a perfectly natural place to start. We want to make the right investment and earn good returns. And … Read more

Why Your SIP May Not Help You Achieve Your Financial Goal: Asset Allocation Basics

So you’ve selected a good mutual fund. You’ve started an SIP. You haven’t missed a single monthly investment. You’ve stayed invested through market ups and downs. Surely that’s enough to achieve your financial goal… right? Not necessarily. Two investors can invest the same amount every month, earn almost identical returns, and yet one comfortably achieves … Read more