September 28, 2026. The Nifty 50 fell 360 points, or 1.56%, today, closing at 22,780. The Sensex also fell sharply. But today’s fall is only part of the story. The Nifty is now significantly below its 2026 peak, and if you have been following the financial news today, you have probably seen headlines about lakhs … Read more
For many NRIs, buying property in India feels like a natural financial decision. It may be a way to invest in India, create a future home, keep something for parents, or simply stay connected to the country they may eventually return to. But there is a question that is often overlooked: What are you actually … Read more
In the previous article, we looked at how financial planning becomes different when you are an NRI. The basic questions remain the same — income, expenses, investments and goals. But an NRI has additional dimensions to consider: where you live, where you may eventually retire, which currency you will spend, what happens to your foreign … Read more
Typically, when we begin our investing journey, most of us probably go online and search for something like “best mutual funds for long-term investment,” “best mutual funds for SIP,” or “best-performing mutual funds in India.” It is a perfectly natural place to start. We want to make the right investment and earn good returns. And … Read more
In an earlier article, How to Reach a ₹1 Crore Corpus: The 15-15-15 Rule, Compounding and the Power of Time, we looked at the mathematics of reaching ₹1 crore using a simple example. The mathematics is fairly straightforward: contribute, earn returns and give compounding enough time to work. But if it is mathematically so simple, … Read more
“Our best year wasn’t the year we made the most money. Our best year was 2008.” — Jamie Dimon, CEO of JPMorgan Chase When I first heard Jamie Dimon say this, I had to pause. How could one of the worst years in modern financial history be considered the best year for one of the … Read more
“You earn in dollars. You must be financially settled.” If you’re an NRI, you’ve probably heard this more than once. Friends assume you’re wealthy. Family believes money isn’t a concern. People back home often compare your salary with Indian salaries and conclude that financial freedom must naturally follow. It sounds reasonable. After all, if someone … Read more
In the previous article, we identified our financial goals, estimated how much money each goal would require, and calculated how much we need to invest every month. Now it’s time to answer the next question. How should I get there? Most people think building a portfolio starts with questions like: Those are all valid questions. … Read more
Start with purpose, not products. If you’re here, you probably fall into one of two categories. You’ve either been investing for a while and already have a portfolio, or you’re completely new to personal finance and want to learn before making costly mistakes. Either way, let’s explore why goal-based financial planning is a better approach … Read more
In the previous two articles, we discussed why checking your portfolio every day usually leads to unnecessary decisions and why a thoughtful annual review is often enough to keep your financial plan on track. That naturally leads to the next question. If I review my portfolio only once a year, how should I actually keep … Read more