September 28, 2026. The Nifty 50 fell 360 points, or 1.56%, today, closing at 22,780. The Sensex also fell sharply. But today’s fall is only part of the story. The Nifty is now significantly below its 2026 peak, and if you have been following the financial news today, you have probably seen headlines about lakhs … Read more
In the earlier article, we saw how a high NRI salary does not necessarily guarantee financial freedom. The key takeaway was that the basics still need to be done right: financial goals, adequate protection, goal-based financial planning and regular review remain important even when you earn abroad. We also introduced the idea of using Purchasing … Read more
“You earn in dollars. You must be financially settled.” If you’re an NRI, you’ve probably heard this more than once. Friends assume you’re wealthy. Family believes money isn’t a concern. People back home often compare your salary with Indian salaries and conclude that financial freedom must naturally follow. It sounds reasonable. After all, if someone … Read more
Why Most Investment Questions Don’t Have Simple Answers Every year, a new investment trend captures everyone’s attention. Last year, one of the most common questions was: “Should I add Gold to my portfolio?” This year, it seems to be: “Should I add international equity to my portfolio?” A few years ago, it was small-cap funds. … Read more
In the previous article, we identified our financial goals, estimated how much money each goal would require, and calculated how much we need to invest every month. Now it’s time to answer the next question. How should I get there? Most people think building a portfolio starts with questions like: Those are all valid questions. … Read more
Start with purpose, not products. If you’re here, you probably fall into one of two categories. You’ve either been investing for a while and already have a portfolio, or you’re completely new to personal finance and want to learn before making costly mistakes. Either way, let’s explore why goal-based financial planning is a better approach … Read more
In the previous two articles, we discussed why checking your portfolio every day usually leads to unnecessary decisions and why a thoughtful annual review is often enough to keep your financial plan on track. That naturally leads to the next question. If I review my portfolio only once a year, how should I actually keep … Read more