Many NRIs Buy Property in India. But What Are They Really Buying?

For many NRIs, buying property in India feels like a natural financial decision. It may be a way to invest in India, create a future home, keep something for parents, or simply stay connected to the country they may eventually return to. But there is a question that is often overlooked: What are you actually … Read more

NRI Retirement Planning: How to Plan for Retirement in India

In the previous article, we looked at how financial planning becomes different when you are an NRI. The basic questions remain the same — income, expenses, investments and goals. But an NRI has additional dimensions to consider: where you live, where you may eventually retire, which currency you will spend, what happens to your foreign … Read more

NRI Financial Planning: Rethinking Your Return to India

In the earlier article, we saw how a high NRI salary does not necessarily guarantee financial freedom. The key takeaway was that the basics still need to be done right: financial goals, adequate protection, goal-based financial planning and regular review remain important even when you earn abroad. We also introduced the idea of using Purchasing … Read more

Does a High NRI Salary Really Guarantee Financial Freedom?

“You earn in dollars. You must be financially settled.” If you’re an NRI, you’ve probably heard this more than once. Friends assume you’re wealthy. Family believes money isn’t a concern. People back home often compare your salary with Indian salaries and conclude that financial freedom must naturally follow. It sounds reasonable. After all, if someone … Read more